top of page
Showing an Apartment

Mortgages and Financial Services

UrbanSpencer is a Mortgage and Financial Services company based in Cheltenham, Gloucestershire. We have over 60 years of combined experience working within the Financial Services, Insurance and Banking industries.

UrbanSpencer Logo

We provide tailored advice on purchases, remortgages, buy-to-lets, let-to-buys, further advances and equity release solutions. We are also able to refer to third parties for personal unsecured lending, commercial lending and bridging finance providers.

 

We offer protection advice including life cover, critical illness cover, income protection and mortgage or rent cover, with access to the whole of market.

 

In addition, we are also able to introduce a range of tax free savings and investments, ISAs and children's savings.

Moving House

Why choose UrbanSpencer?

We understand that this is a period of uncertainty and everyone is feeling the impact of the cost of living crisis. It's for that reason, more than ever, that we're working hard to help save you time and money.

Contact us now and see how our friendly service and know-how can help ensure you get a suitable mortgage to enable the purchase of a new home, a property to let, the re-mortgage of your existing property or the release of equity from your home.

Get in touch today and see how we can help.

Find out about you

Our aim is to find out about you and your current situation. Your financial objectives, priorities and what's important to you. This will help us assess the best way to proceed.

Our Approach

Search for the best product

Once we fully understand your personal situation, we will search through all the available products and services in the marketplace to find a suitable one for your needs.

Present tailored solutions

Once we’re happy that we have the right solution for your needs, we’ll present this to you. If you're happy with our recommendations, we'll then discuss the best way forward.

Working to make your money work for you

Canary Wharf London

Mortgages

Buying a home is arguably one of the biggest decisions we can make. It's for that reason, impartial advice is critical.

family-group-of-three.png

Protection

Protecting what's important to you is essential should the worst happen. We offer advice across a wide range of protection and insurance policies.

Plant.png

Savings & Investments

Tax free savings, ISAs, investments and children's savings. A friendly alternative to banks and building societies.

pound-coin-on-hand.png

Estate Planning

UrbanSpencer have access to Estate Planning Services. 

Will Writing, Powers of Attorney, Trusts and Business Succession.

Helping to save your money, grow your money and protect what's important to you.

Working at home

Request your free mortgage quote

Contact us today to receive our expert guidance and mortgage advice. We are on hand to make finding the right mortgage for you efficient, quick, and stress-free.

Our Network

We work with the UK's leading lenders to find you the best bespoke solution.

Want to share £100?

Refer a friend to UrbanSpencer for a mortgage and you'll both receive £50 worth of Amazon vouchers when their mortgage completes.

Two Friends Biking

Our Reviews

Here's what some of our clients's have to say about us.

Mr D - Cirencester

star.png
star.png
star.png
star.png
star.png
The whole process was really straight forward and they kept me informed the whole way through. Couldn't recommend highly enough.
comments.png

Mrs C - Oxford

star.png
star.png
star.png
star.png
star.png
I'm so glad I contacted UrbanSpencer. I'd spent ages trying to find a mortgage before speaking to them but they took care of everything.
comments.png

Ms M - Cheltenham

star.png
star.png
star.png
star.png
star.png
UrbanSpencer managed to save me £230 each month! Professional and friendly throughout, will certainly use when my rate is next up for renewal
comments.png
bottom of page